Charming Court

55 First Street, Sai Ying Pun, Hong Kong
HKD $ 5.2MSA 287 SF | GA 468 SF | Studio | 1BA
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Property number: 109458 Updated : 2026/02/26
Agent Information
Elaine Lam
Client Service Officer
Elaine Lam
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Layout / Parking Space

Management / Government Fee

Description

Description
  • It looks out to the other buildings at a comfortable distance.
Internal Condition
  • Bright and airy studio with expansive windows bringing in lots of natural light.
  • The sleeping area fused comfortably with the living and dining area in this studio unit.
  • A bed can be placed at a cozy corner, with a wardrobe set next to it.
  • The kitchen is equipped with essential appliances and built-in cabinets.
  • Bathrooms has been well maintained.

Building

High-rise Apartment, Year built 1994 ( Building age 32 )

Mortgage Calculator

Monthly Repayment
$18,223
Minimum Household Income
$36,446
Mortgage Plan
Expenses
Stamp Duty [1]
117,000
Agent Commission [2]
52,000
Sub Total
169,000
Deposit
Initial Deposit (5%) [3]
260,000
S & P Agreement (5%) [3]
260,000
Further Down Payment
1,040,000
Sub Total
1,560,000
Total Cash Outlay
1,729,000

Financing
3,640,000
Total Interest Payable
1,826,900
Total Repayment
5,466,900
Monthly Repayment
18,223

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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