Elegant Terrace

13 Village Terrace, Happy Valley, Hong Kong
HKD $ 10.8MSA 680 SF | GA 827 SF | 3BD | 2BA
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Property number: 158058 Updated : 2026/03/05
Agent Information
Elaine Lam
Client Service Officer
Elaine Lam
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Layout / Parking Space

Management / Government Fee

Description

Description
  • The views are facing the neighbouring stone wall.
Internal Condition
  • Living and dining room with an open kitchen looks especially spacious and airy without partitioning.
  • Efficient layout of the living and dining room comes with living suite and dining table.
  • Master bedroom comes with a double bed with built-in wardrobe.
  • Other two bedroom has an efficient layout for any furniture arrangement.
  • Fitted open kitchen is equipped with essential appliances and built-in cabinets.
  • Bathrooms have been well maintained. Washer and dryer are fitted in the master bathroom.

Building

Low-rise Apartment, Year built 1992 ( Building age 34 )

TV & Air con
  • Cable TV
Transportation
  • Bus
  • Mini-bus

Mortgage Calculator

Monthly Repayment
$37,848
Minimum Household Income
$75,696
Mortgage Plan
Expenses
Stamp Duty [1]
405,000
Agent Commission [2]
108,000
Sub Total
513,000
Deposit
Initial Deposit (5%) [3]
540,000
S & P Agreement (5%) [3]
540,000
Further Down Payment
2,160,000
Sub Total
3,240,000
Total Cash Outlay
3,753,000

Financing
7,560,000
Total Interest Payable
3,794,400
Total Repayment
11,354,400
Monthly Repayment
37,848

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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