Million City

28 Elgin Street, Central, Hong Kong
HKD $ 6.9MSA 395 SF | GA 595 SF | 2BD | 1BA
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Property number: 107134 Updated : 2026/01/04
Agent Information
Elaine Lam
Client Service Officer
Elaine Lam
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Layout / Parking Space

Management / Government Fee

Description

Description
  • Looks out to the surrounding buildings and streets.
Internal Condition
  • Cozy living and dining room enjoys two aspect views from the windows.
  • Two similar size bedrooms with dual aspect views can each put a single bed and a wardrobe. Bay windows offer storage or sitting space.
  • Fitted kitchen is equipped with essential appliances and built-in cabinets.
  • Bathroom has been well maintained.
  • Utility room connecting to the kitchen accommodates the washer dryer.
External Area
  • Easy access to restaurants, shops and transportation.

Building

High-rise Apartment, Year built 1997 ( Building age 29 )

Mortgage Calculator

Monthly Repayment
$24,111
Minimum Household Income
$48,222
Mortgage Plan
Expenses
Stamp Duty [1]
206,400
Agent Commission [2]
68,800
Sub Total
275,200
Deposit
Initial Deposit (5%) [3]
344,000
S & P Agreement (5%) [3]
344,000
Further Down Payment
1,376,000
Sub Total
2,064,000
Total Cash Outlay
2,339,200

Financing
4,816,000
Total Interest Payable
2,417,300
Total Repayment
7,233,300
Monthly Repayment
24,111

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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