Reading Place

5 St. Stephen's Lane, Mid-levels West, Hong Kong
HKD $ 5.2MSA 264 SF | GA 390 SF | Studio | 1BA
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Property number: 182505 Updated : 2026/04/13
Agent Information
Elaine Lam
Client Service Officer
Elaine Lam
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Layout / Parking Space

Management / Government Fee

Description

Description
  • There is a glimpse of the harbour in between the buildings.
Internal Condition
  • Bright and airy studio with full height door opening to the balcony.
  • The sleeping area fused comfortably with the living and dining area in this studio unit.
  • A bed can be placed at a cozy corner.
  • The kitchen is equipped with essential appliances and built-in cabinets.
  • Bathroom has been well maintained.
External Area
  • The small balcony off the living area would be a cozy and airy outdoor area for a tea break.
  • The balcony off the kitchen is nice for keeping some plants or airing of laundry.

Building

High-rise Apartment, Year built 2004 ( Building age 22 )

TV & Air con
  • Cable TV
Clubhouse Facilities
  • Gym
  • Outdoor Swimming Pool
  • Sauna
Children Facilities
  • Indoor Play Area
Arts & Entertainment
  • Function Rooms
  • Music Room
  • Reading Room
Transportation
  • Bus
  • Mini-bus
Shopping
  • Convenient Store
  • Grocery Store
  • Laundry

Mortgage Calculator

Monthly Repayment
$18,328
Minimum Household Income
$36,656
Mortgage Plan
Expenses
Stamp Duty [1]
117,675
Agent Commission [2]
52,300
Sub Total
169,975
Deposit
Initial Deposit (5%) [3]
261,500
S & P Agreement (5%) [3]
261,500
Further Down Payment
1,046,000
Sub Total
1,569,000
Total Cash Outlay
1,738,975

Financing
3,661,000
Total Interest Payable
1,837,400
Total Repayment
5,498,400
Monthly Repayment
18,328

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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