Reading Place

5 St. Stephen's Lane, Mid-levels West, Hong Kong
HKD $ 9.8MSA 414 SF | GA 616 SF | 2BD | 1BA
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Property number: 38535 Updated : 2026/03/03
Agent Information
Elaine Lam
Client Service Officer
Elaine Lam
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Layout / Parking Space

Management / Government Fee

Description

Description
  • Expansive views over the city and a part of the Harbour.
Internal Condition
  • Living and dining room with large windows and sliding balcony doors is of nice size for any furniture setup.
  • Both bedrooms come with large bay windows bringing in lots of natural light.
  • Master bedroom can fit a double bed with wardrobe.
  • Second bedroom can be used for guest or as a study.
  • Fully fitted kitchen comes with essential appliances and built-in cabinets.
  • Bathroom has been well maintained.
External Area
  • Balcony off the living and dining room is great for some fresh air and relaxation.
  • Balcony off the master bedroom is great for airing of laundry or keeping some plants.

Building

High-rise Apartment, Year built 2004 ( Building age 22 )

TV & Air con
  • Cable TV
Clubhouse Facilities
  • Gym
  • Outdoor Swimming Pool
  • Sauna
Children Facilities
  • Indoor Play Area
Arts & Entertainment
  • Function Rooms
  • Music Room
  • Reading Room
Transportation
  • Bus
  • Mini-bus
Shopping
  • Convenient Store
  • Grocery Store
  • Laundry

Mortgage Calculator

Monthly Repayment
$34,343
Minimum Household Income
$68,686
Mortgage Plan
Expenses
Stamp Duty [1]
350,000
Agent Commission [2]
98,000
Sub Total
448,000
Deposit
Initial Deposit (5%) [3]
490,000
S & P Agreement (5%) [3]
490,000
Further Down Payment
1,960,000
Sub Total
2,940,000
Total Cash Outlay
3,388,000

Financing
6,860,000
Total Interest Payable
3,442,900
Total Repayment
10,302,900
Monthly Repayment
34,343

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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