Richsun Garden

51 Centre Street, Sai Ying Pun, Hong Kong
HKD $ 6MSA 363 SF | GA 552 SF | 1BD | 1BA
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Property number: 159918 Updated : 2026/06/02
Agent Information
Elaine Lam
Client Service Officer
Elaine Lam
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Layout / Parking Space

Management / Government Fee

Description

Description
  • It looks out to the surrounding buildings and streets.
Internal Condition
  • This apartment has been converted from two bedroom layout to a large studio apartment with open kitchen.
  • Efficient layout with multi aspect views and high ceiling allows for an optimal arrangement of furniture.
  • The sleeping area fused comfortably with the living and dining area in this studio unit.
  • A queen or king size bed can placed at a cozy corner, with the built-in wardrobe set next to it.
  • The open kitchen is equipped with essential appliances, built-in cabinets and dining counter with high chairs for causal dining.
  • Bathroom has been well maintained.

Building

High-rise Apartment, Year built 1999 ( Building age 27 )

Mortgage Calculator

Monthly Repayment
$21,027
Minimum Household Income
$42,054
Mortgage Plan
Expenses
Stamp Duty [1]
135,000
Agent Commission [2]
60,000
Sub Total
195,000
Deposit
Initial Deposit (5%) [3]
300,000
S & P Agreement (5%) [3]
300,000
Further Down Payment
1,200,000
Sub Total
1,800,000
Total Cash Outlay
1,995,000

Financing
4,200,000
Total Interest Payable
2,108,100
Total Repayment
6,308,100
Monthly Repayment
21,027

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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