Ruby Chalet

1128 Hiram's Highway, Sai Kung, New Territories
HKD $ 23MSA 1,294 SF | GA 1,323 SF | 3BD | 2.5BA
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Property number: 65006 Updated : 2026/04/13
Agent Information
Elaine Lam
Client Service Officer
Elaine Lam
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Layout / Parking Space

Management / Government Fee

Description

Description
  • Set in a quiet neighbourhood, it has a leisurely view of the surrounding with mature trees
Internal Condition
  • Spacious living and dining room has full height doors opening to the unique wrap-around garden.
  • Large master bedroom has floor-to-ceiling doors open out to the balcony.
  • Other two bedrooms are of about the same size and would fit beds and wardrobes.
  • All bedrooms are bright and have built-in wardrobes painted white to blend well into the walls.
  • Kitchen is newly renovated with white tiled walls and white cabinets with essential appliances.
  • Two bathrooms and the guest powder room are also newly renovated with white fixtures.
  • Maid's room can fit a single bed and has its own washroom.
External Area
  • Paved private garden extends around half of the house and is perfect for barbecue and entertainment
  • A tiled terrace leads off the first floor corridor.
  • Bring fresh air into the master bedroom by opening the balcony door.
  • Private roof terrace offers 360-degree open views.

Building

Townhouse, Year built 1982 ( Building age 44 )

TV & Air con
  • Cable TV
Transportation
  • Bus
  • Mini-bus

Mortgage Calculator

Monthly Repayment
$80,601
Minimum Household Income
$161,202
Mortgage Plan
Expenses
Stamp Duty [1]
977,501
Agent Commission [2]
230,000
Sub Total
1,207,501
Deposit
Initial Deposit (5%) [3]
1,150,000
S & P Agreement (5%) [3]
1,150,000
Further Down Payment
4,600,000
Sub Total
6,900,000
Total Cash Outlay
8,107,501

Financing
16,100,000
Total Interest Payable
8,080,300
Total Repayment
24,180,300
Monthly Repayment
80,601

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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