U Lam Terrace, 3

3 U Lam Terrace, Sheung Wan, Hong Kong
HKD $ 7MSA 480 SF | GA 535 SF | 2BD | 1BA
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Property number: 186626 Updated : 2026/08/06
Agent Information
Elaine Lam
Client Service Officer
Elaine Lam
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Layout / Parking Space

Management / Government Fee

Description

Description
  • There is a view of the greenery besides the buildings in the neighbourhood.
Internal Condition
  • Efficient layout of the living and dining room allows for an optimal arrangement of furniture.
  • Master bedroom comes with large bed with chest of drawers.
  • Second bedroom has an efficient layout for bed and wardrobe.
  • Fitted kitchen is equipped with essential appliances and built-in cabinets.
  • Bathroom has been well maintained.

Building

Low-rise Apartment, Year built 1986 ( Building age 40 )

Mortgage Calculator

Monthly Repayment
$24,461
Minimum Household Income
$48,922
Mortgage Plan
Expenses
Stamp Duty [1]
209,400
Agent Commission [2]
69,800
Sub Total
279,200
Deposit
Initial Deposit (5%) [3]
349,000
S & P Agreement (5%) [3]
349,000
Further Down Payment
1,396,000
Sub Total
2,094,000
Total Cash Outlay
2,373,200

Financing
4,886,000
Total Interest Payable
2,452,300
Total Repayment
7,338,300
Monthly Repayment
24,461

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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