Universal Building

5-13 New Street, Sai Ying Pun, Hong Kong
HKD $ 5.5M | SA 229 SF | GA 375 SF | 1BD | 1BA
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Property number: 41098 Updated : 2025/10/10
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Layout / Parking Space

Management / Government Fee

Description

Description
  • It looks out to the surrounding buildings and streets.
Internal Condition
  • Cozy studio with private terrace in Sai Ying Pun.
  • The sleeping area fused comfortably with the living and dining area in this studio unit.
  • A bed is placed at a cozy corner with glass wall separating the bed with living area.
  • Fitted open kitchen is equipped with essential appliances and built-in cabinets.
  • Bathroom has been well maintained.
External Area
  • The private terrace off the studio would be a cozy and airy outdoor area for a tea break.

Building

High-rise Apartment, Year built 1986 ( Building age 40 )

Mortgage Calculator

Monthly Repayment
$19,275
Minimum Household Income
$38,550
Mortgage Plan
Expenses
Stamp Duty [1]
123,750
Agent Commission [2]
55,000
Sub Total
178,750
Deposit
Initial Deposit (5%) [3]
275,000
S & P Agreement (5%) [3]
275,000
Further Down Payment
1,100,000
Sub Total
1,650,000
Total Cash Outlay
1,828,750

Financing
3,850,000
Total Interest Payable
1,932,500
Total Repayment
5,782,500
Monthly Repayment
19,275

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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