Universal Building

5-13 New Street, Sai Ying Pun, Hong Kong
HKD $ 6.8MSA 229 SF | GA 375 SF | 1BD | 1BA
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Property number: 41098 Updated : 2026/03/25
Agent Information
Elaine Lam
Client Service Officer
Elaine Lam
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Layout / Parking Space

Management / Government Fee

Description

Description
  • It looks out to the surrounding buildings and streets.
Internal Condition
  • Cozy studio with private terrace in Sai Ying Pun.
  • The sleeping area fused comfortably with the living and dining area in this studio unit.
  • A bed is placed at a cozy corner with glass wall separating the bed with living area.
  • Fitted open kitchen is equipped with essential appliances and built-in cabinets.
  • Bathroom has been well maintained.
External Area
  • The private terrace off the studio would be a cozy and airy outdoor area for a tea break.

Building

High-rise Apartment, Year built 1986 ( Building age 40 )

Mortgage Calculator

Monthly Repayment
$23,830
Minimum Household Income
$47,660
Mortgage Plan
Expenses
Stamp Duty [1]
204,000
Agent Commission [2]
68,000
Sub Total
272,000
Deposit
Initial Deposit (5%) [3]
340,000
S & P Agreement (5%) [3]
340,000
Further Down Payment
1,360,000
Sub Total
2,040,000
Total Cash Outlay
2,312,000

Financing
4,760,000
Total Interest Payable
2,389,000
Total Repayment
7,149,000
Monthly Repayment
23,830

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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