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116-118 Second Street, Sai Ying Pun, Hong Kong
HKD $ 7M | SA 399 SF | GA 610 SF | 2BD | 1BA
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Property number: 129878 Updated : 2025/12/30
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Layout / Parking Space

Management / Government Fee

Description

Description
  • It looks out to the other buildings at a comfortable distance.
Internal Condition
  • Cozy living and dining room gives a homey feel.
  • Light and bright living room patio doors opening to the balcony.
  • Large bay windows in the master bedroom are excellent reading corners.
  • Second bedroom can be used for guest or as a study.
  • The fully fitted kitchen comes with gas hob, exhaust hood, built-in microwave, fridge, and washer .
  • Bathroom is well maintained.
External Area
  • The balcony off the living room would be a cozy and airy outdoor area for a tea break.

Building

High-rise Apartment, Year built 2014 ( Building age 12 )

Communal Facilities
  • Outdoor Swimming Pool
  • Swimming Pool
Clubhouse Facilities
  • Gym
  • Outdoor Swimming Pool
  • Sitting Area
  • Swimming Pool
Transportation
  • Bus
  • Mini-bus
Shopping
  • Laundry

Mortgage Calculator

Monthly Repayment
$24,531
Minimum Household Income
$49,062
Mortgage Plan
Expenses
Stamp Duty [1]
210,000
Agent Commission [2]
70,000
Sub Total
280,000
Deposit
Initial Deposit (5%) [3]
350,000
S & P Agreement (5%) [3]
350,000
Further Down Payment
1,400,000
Sub Total
2,100,000
Total Cash Outlay
2,380,000

Financing
4,900,000
Total Interest Payable
2,459,300
Total Repayment
7,359,300
Monthly Repayment
24,531

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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