Cheung Fai Building

45-47 Cochrane Street, Central, Hong Kong
HKD $ 4M | SA 268 SF | GA 392 SF | Studio | 1BA
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Property number: 127609 Updated : 2025/12/01
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Layout / Parking Space

Management / Government Fee

Description

Description
  • It looks out to the other buildings at a comfortable distance.
Internal Condition
  • This cozy studio apartment in the heart of Central offers a bright and airy living space.
  • Functional layout, and a smart, tidy kitchen perfect for comfortable living.
  • Compact bathroom is designed for practicality.
External Area
  • Close to shopping, supermarkets, restaurants, and bars, making it an ideal urban retreat for those seeking convenience and Hong Kong city excitement.

Building

Mid-rise Apartment, Year built 1979 ( Building age 47 )

Mortgage Calculator

Monthly Repayment
$14,018
Minimum Household Income
$28,036
Mortgage Plan
Expenses
Stamp Duty [1]
100
Agent Commission [2]
40,000
Sub Total
40,100
Deposit
Initial Deposit (5%) [3]
200,000
S & P Agreement (5%) [3]
200,000
Further Down Payment
800,000
Sub Total
1,200,000
Total Cash Outlay
1,240,100

Financing
2,800,000
Total Interest Payable
1,405,400
Total Repayment
4,205,400
Monthly Repayment
14,018

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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