Elegant Terrace

13 Village Terrace, Happy Valley, Hong Kong
HKD $ 9.5M | SA 664 SF | GA 778 SF | 3BD | 2BA
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Property number: 156380 Updated : 2025/11/05
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Layout / Parking Space

Management / Government Fee

Description

Description
  • Nice landscaped views of the surrounding trees and shrubs.
Internal Condition
  • Bright and airy living and dining room with expansive windows and high ceiling.
  • Living and dining room with an open kitchen looks especially spacious and airy without partitioning.
  • Efficient layout of the living and dining room allows for an optimal arrangement of furniture.
  • The layout of the master bedroom is very efficient for furniture configuration with walk-in closet.
  • Second bedroom can be used for guest or as a study.
  • Fitted open kitchen is equipped with essential appliances and built-in cabinets.
  • Bathrooms have been well maintained.

Building

Low-rise Apartment, Year built 1992 ( Building age 34 )

TV & Air con
  • Cable TV
Transportation
  • Bus
  • Mini-bus

Mortgage Calculator

Monthly Repayment
$33,292
Minimum Household Income
$66,584
Mortgage Plan
Expenses
Stamp Duty [1]
320,000
Agent Commission [2]
95,000
Sub Total
415,000
Deposit
Initial Deposit (5%) [3]
475,000
S & P Agreement (5%) [3]
475,000
Further Down Payment
1,900,000
Sub Total
2,850,000
Total Cash Outlay
3,265,000

Financing
6,650,000
Total Interest Payable
3,337,600
Total Repayment
9,987,600
Monthly Repayment
33,292

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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